Life Insurance 101

• What is Life Insurance?
• Life Insurance Terms and Definitions
• Uses of Life Insurance
  • Indivual
  • Business
• Types of Life Insurance
  
  • Term
  • Return of Premium (ROP)
  • Whole Life
  • Universal Life
  • Variable Universal Life
  • Survivorship or Second-to-Die
• Beneficiary Designations
• Calculating How Much Coverage is Needed
• How to Prepare Your Client for a Medical Exam